Real-Time Monitoring

Localcredit offers full realtime monitoring of credit, your score adjusts with every meaningful transaction connected to your identity or wallets. We display this on our app to make it clear and offer the users a simple way to monitor and improve credit scores.

• A large, color-coded circular gauge prominently displays your current score.

• Summary of your score and what is impacting it and how to improve it.

• An indicator shows recent changes.

• A chart visualizes your score trend over the past 7, 30, or 90 days.

• Quick stats appear directly below:

  • Risk Tier (Low/Medium/High)

  • Estimated Credit Limit (in USD equivalent, based on your score)

  • Current $CREDIT staked and its active point boost

  • Update status (“Live” or timestamp of last refresh)

The score updates in real time:

• Automatic refresh every 30–60 seconds while the app is open.

• How you compare to other users.

• Background push notifications (via Telegram bot) alert you to significant changes (≥5 points) even when the app is closed.